Insurance Advice Made Simple

More commonly known as “ASU” policies, they are designed to maintain Mortgage Payments for a period of 12 months in the event of illness or unemployment. With over one million people out of work for over 12 months due to ill health, and with state benefits only payable after 9 months, this policy is recommended for everyone who has a Mortgage.

Many people today have financial commitments such as Mortgages , Loans, a spouse and children. Life Assurance provides the opportunity to protect these commitments and dependants in the event of premature death. Typically known as “Term” policies, they are taken out for the specific period of the commitment, such as a Mortgage/Loan or until dependants are financially independent.

To protect your Investment, Buildings and Contents Insurance is always recommended when purchasing or remortgaging a property. Mortgage Lenders will insist that a Buildings Policy is in force before releasing funds to complete a purchase or remortgage. Typical events covered by these policies are damage from Fire, Flood and Subsidence

Critical Illness Cover is designed to pay out a guaranteed sum of money if you are diagnosed as suffering from one of the specified critical illnesses which are covered in your policy, and you are eligible to claim during your chosen term